Pick Your Adventure

Try a challenge, then change the numbers to make it your own.

Your goal: earn a profit and decide what to do with it.

1. Start Your Bike Business

First, decide how many bikes you sell, how much you charge, and how much each bike costs to make.

2. Pay Your Business Bills

These are the costs of running the business, even after the bikes are made.

3. Did You Borrow Money?

Borrowing money can help a business grow, but it usually comes with interest.

4. Did an Investor Join the Ride?

An investor can put money into the business in exchange for a piece of ownership. Unlike a loan, this money does not become debt.

5. Pay Taxes

When a business makes money, it usually has to pay some of that money in taxes.

6. What Should Worth Do With the Profit?

Profit gives a business choices. Should Worth keep cash to reinvest, pay down debt, or pay the profit out to the owners?

The investor’s money adds cash and equity. Your loan adds cash too, but it is money you owe—not equity. This game assumes all sales are collected and all expenses are paid, with no other assets.

Income Statement

Click any underlined line to learn what it means.

What Happens Next?

Compare where you started with where you ended. Beginning cash includes your own money, the investor’s money, and the money borrowed at the start of this game.

Try again! What happens if you sell more bikes, lower costs, borrow less money, or raise your price?

Who Gets What?

Here’s the investor’s share after expenses, interest, taxes, and your debt repayment choice.

Investor’s original investment: $0

This game assumes one investor, the same type of ownership for both owners, and payouts split according to ownership. A negative equity share shows a business shortfall, not an automatic personal bill for the investor.

You gave the investor ownership but entered no investment. Add their contribution if they paid for that ownership.

Profit Payout: Who Takes Home the Cash?